Do I need Business Insurance if I work from home?

 

The fact that I even bring it up says - yes, you do! ͟

 

If you work from home and meet clients at coffee shops, online, or in a zoom meeting you still have a liability exposure. People are gravitating towards home-based business. From Network Marketers to consultants to wedding planners and property managers to everything in between.

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You need to be covered or your risking everything you are working towards. What happens if your home becomes uninhabitable due to a claim? Will you lose income? Did you know the home insurance will cover a little ($2500) worth of damage if it is an incidental business?

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Homeowner's insurance will not cover inventory. All my network marketers that carry some level of inventory we need to insure that and it is so affordable. What if you rent your home? No problem. We still can insure the business, inventory, income and get you renters insurance too. Typical business policy will cover location, business property and inventory, liability, and loss of income. Let's talk about what you need. Give us a call here at All About Insurance and we will go over all your details - 970-292-8116.

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https://sba.thehartford.com/managing-risk/do-i-need-business-insurance-if-i-work-from-home/