Most people think that if it happens at their home the home insurance policy will cover it. But sadly, there are limitations inside the policy for everything. Wind damage on the roof causing missing shingles is covered in most policies, but if the damage doesn’t exceed the deductible it would not make sense to claim it. A tree downed by a wind storm in the middle of the yard, not covered. Why you might ask? The tree is not a covered item on the homeowner policy UNLESS it caus

The rates in Colorado are going up by about 25% across the board due to the increased population and claims activity.