Insurance Claims - What Do I Do?

What do I do if I need to make a claim on my insurance? Who do I call? What information do I need? The best piece of advice is to first call your agent. Your agent can help walk you through all you need. The following are some of the best practices for filing a claim. Give us a call here at 970-292-8116 to let us help or do an insurance check up.

CLAIMS BEST PRACTICES:

WHAT YOU NEED TO HAVE:

POLICY NUMBER
DATE OF LOSS
TYPE OF LOSS
PROPERTY INVOLVED IN THE LOSS

WEATHER RELATED CLAIMS:

DATE OF LOSS
TIME OF LOSS
TYPE OF LOSS – HAIL/WIND/FIRE/WATER
WHAT IS DAMAGED OR EFFECTED BY THE LOSS
RECIEPTS OR VALUE OF THE LOST ITEMS
CHOSE A LOCAL REPUTABLE REPAIR FACILITY OR CONTRACTOR
KEEP YOUR AGENT INVOLVED.

WHAT TO DO:

CALL YOUR AGENT FOLLOW THAT ADVICE
HAVE YOUR POLICY NUMBER
CALL THE INSURANCE COMPANY OR GO ONLINE TO AVOID LONG HOLD TIMES.
HAVE PATIENCE – MANY ARE GOING THROUGH THE SAME THING
GIVE ACCURATE CONTACT INFO FOR CLAIMS TO GET AHOLD OF YOU
IT WILL TAKE UP TO 72 HOURS FOR THE ADJUSTER TO BE IN CONTACT WITH YOU
MINIMIZE THE DAMAGES BY TAKING PRECAUTIONS TO PREVENT FURTHER DAMAGE – TARP THE ROOF, COVER UP A CAR WITH BROKEN GLASS ETC.